When you become eligible for Medicare, you face a series of choices. One of the first choices involves the type of coverage you prefer.
Medicare Parts A and B comprise what is known as Original Medicare. But if you would prefer to enroll in a plan managed by a private health insurance company, you can choose Medicare Part C, or Medicare Advantage.
Medicare Advantage plans combine Part A and Part B benefits, and often include Part D (prescription drug) benefits as well. Some beneficiaries prefer to have all of their coverage managed under one comprehensive plan.
You must be enrolled in both Medicare Part A and Part B in order to elect an Advantage plan, and you will continue to pay your Part B premiums. Medicare will then pay the Advantage plan administrator a set monthly amount to manage your care, and your Advantage plan will deliver all of your benefits. You also must live within the Advantage plan’s coverage area.
Confused? Call our office at 704-236-8145 for a free consultation about your Medicare coverage and find out if an Advantage Plan may be right for you.
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Call Pete at 704-236-8145 or complete this inquiry form and we will be happy to reach out to you.
By submitting this information, you acknowledge licensed insurance agent, Pete Mussoni, may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, Prescription Drug Plans or other services that may be right for you.